This post contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. For an explanation of our Advertising Disclosure, visit this page.Some of the most valuable travel rewards are booking award flights. Using an airline credit card can give you extra perks that help you avoid optional fees including checked baggage. As most airlines offer several credit card options, picking the right one might seem overwhelming at first.Before you apply for the first offer you receive in the mail, use the following guide to choose an airline credit card and compare your options. Taking a few minutes to consider all the factors helps you find the best fit.JFK to LAX on AA in First. Credit: Johnny JetTerms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit to learn more.Choose An Airline Credit Card: Focus On The Airline You Fly The MostTo get the most from a branded airline credit card, you will need to fly with that airline on a regular basis. Your choice is easy if your airport is a hub for one major airline like American, United, or Delta. If you split your flights between two airlines, you should compare the card benefits and purchase rewards to see which one is best.If you bounce between carriers and don’t fly enough with one to accumulate enough rewards to book free flights, some of the best travel credit cards for beginners can be a better option as they offer more flexibility. Although you won’t get complimentary benefits like free checked bags or priority boarding, you have the flexibility of redeeming your points for award flights on any airline.Compare Card BenefitsBranded airline credit cards justify their annual fee through their various travel benefits. One of the most common benefits is a free checked bag. United Airlines credit cards waive the fee on the first checked bag for you and one companion. Some of the best credit cards for American Airlines travelers waive the fee for 4 companions and some of the best Delta credit cards lets up to 8 companions check one bag for free on Delta flights.Other benefits you may receive include:Airport lounge passesSeat upgrades (when available)In-flight purchase discountsGlobal Entry or TSA PreCheck application fee creditFree in-flight WiFiAnnual companion certificatesCredit cards with higher annual fees will offer more benefits. You will need to decide if the extra benefits are worth the higher fee. If you don’t want an annual fee but still want a travel rewards card, check out our guide to the best travel credit cards with no annual fees.Even if you only fly with one or two roundtrips a year, your card benefits can save you more money than you spend in the annual fee.Compare Purchase RewardsMost airline credit cards have a straightforward rewards program. You can expect to earn 2 miles per $1 spent with that airline and 1 point per $1 for all other purchases.In recent years, some cards now award bonus points on select non-airline purchases. Bonus categories can include:Some cards, such as select Delta credit cards, also give you extra miles when you reach certain spending milestones.Signup BonusIt’s not a bad idea to time your application when you can spend enough to earn the card’s one-time signup bonus. Most cards have a minimum spend between $1,000 and $3,000 and you can earn between 30,000 and 50,000 bonus miles.You might also wait to apply when some of the best limited-time credit card offers are available.Most airlines offer enhanced offers one or two times a year. The minimum spend might be the same although you can earn more points. These bonus points can be enough to help you book an extra award flight and more.Annual FeeAlthough the annual fee might be the first thing you look at when comparing your options for the best rewards credit cards, it should be the last trait you compare. This is because you should first look at the card benefits and purchase rewards and calculate the value of your potential rewards each year. Then, you can compare your rewards value to the annual fee.If the reward value is greater than the annual fee, it can make sense to apply for the card.Choose An Airline Credit Card: Some Of The Best Airline Credit CardsMost airlines offer a card that caters to your travel frequency. It doesn’t matter if you fly once a year or once a week. Below are some of our favorite airline credit cards for each of the major airlines. These cards can also give you an idea of what airline credit cards can offer you.Delta SkyMiles Gold American Express CardThe Delta SkyMiles® Gold American Express Card offers several perks.You get priority boarding on Delta flights plus Main Cabin 1 Priority Boarding.The Delta SkyMiles Gold Credit Card earns 2x Miles on Delta purchases at restaurants worldwide (including takeout and delivery in the U.S.) and at U.S. supermarkets (1x Mile for everything else that is eligible). It also has 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases.Additionally, you can Pay with Miles: take up to $50 off the cost of your flight for every 5,000 miles you redeem with Pay with Miles when you book on, Gold card members will receive a $100 Delta Flight Credit after spending $10,000 in purchases on their card in a calendar year. Cardholders can use the Credit for future travel.Cardholders can also get 15% off when using miles to book Award Travel on Delta flights through and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.Welcome BonusNew Delta SkyMiles® Gold American Express Card cardholders can earn 40,000 bonus miles after they spend $2,000 in purchases on their new Card in their first 6 months. The introductory annual fee of $0 for the first year, then $99 (See Rates & Fees).Learn more: Airline Credit CardsUnited Explorer CardThe United℠ Explorer Card is one of the few airline credit cards that offers bonus points on select daily purchases:2x miles on United® purchases, dining (including eligible delivery services), and hotel nights1x miles for everything elseFree checked bag for the primary cardholder and one companionTwo one-time United Club passes each yearPremier upgrades (when available)25% back on United® inflight purchases$0 annual fee for the first year (then $95)You also get a Global Entry or TSA PreCheck application fee credit saving you up to $100.New United℠ Explorer Card cardholders can earn 50,000 bonus miles after spending $3,000 on purchases in the first 3 months your account is open.Plus, there’s a $0 introductory annual fee for the first year, then $95.Citi / AAdvantage Platinum Select World Elite MastercardThe information for the Citi® / AAdvantage® Platinum Select® World Elite Mastercard® has been collected independently by Johnny Jet. The card details on this page have not been reviewed or provided by the card issuer.The Citi® / AAdvantage® Platinum Select® World Elite Mastercard® is the mid-tier American Airlines credit card option.2x points on eligible American Airlines purchases2x points at restaurants and gas stations1x points on all non-bonus spendingFree checked bag for the primary cardholder and up to 4 companions on the same itinerary$125 American Airlines flight discount after $20,000 annual spend and renewing the card50,000 bonus AAdvantage miles after spending $2,500 in the first 3 monthsThe $99 annual fee is waived for the first 12 months.Southwest Rapid Rewards Priority CardThere are three different personal Southwest credit cards that have different annual fees and annual bonuses. However, the Southwest Rapid Rewards® Priority Credit Card offers the most Southwest flight perks:$75 Southwest annual travel credit4 Upgraded Bookings per year (when available)7,500 anniversary Rapid Rewards points per yearGet 25% back on inflight purchases.The $149 annual fee is billed on your first monthly statement, so you should apply for this card if you can use the travel credit and Upgraded Bookings during your first year of ownership.Cardholders earn unlimited:3x points on Southwest® purchases2x points on local transit and commuting, including rideshares2x points on internet, cable, phone services, and select streaming purchasesNew Southwest Rapid Rewards® Priority Credit Card cardholders can earn 60,000 bonus points plus a 30% off promo code after spending $3,000 on purchases in the first 3 months from account opening.As always, your first two checked bags always fly for free on every Southwest flight.Summing It All Up: How To Choose An Airline Credit CardSome of the best airline credit cards come with the easiest way to earn frequent flyer miles for the airline you fly on a regular basis. The additional card benefits can also help you save money on baggage fees, lounge visits, and flight upgrades. You should focus first on finding the card offering the most benefits you will use each year.This is the card that can help you save the most money when flying on your favorite airline.For rates and fees of the Delta SkyMiles® Gold American Express Card, please click here.